Checkout+ vs ReturnZap Return Protection: which one leaves you more money?

Loop, Redo, AfterShip, ReturnGO and a growing list of returns apps now sell a Checkout+ style add-on. The shopper pays a couple of dollars at checkout for a free return, the provider keeps the fee, and you get a cut. ReturnZap does it the other way around. You charge the fee, you cover the return, and 95% of the money stays with you.

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Pricing and claims checked October 2026.

What could your store keep?

See how ReturnZap’s self-funded return protection model adds more to your bottom line than a Checkout+ add-on from Loop, Redo, AfterShip, ReturnGO or others.

Plug in your numbers

Adjust provider pricing

ReturnZap pricing adjusts to total monthly returns. Choose your plan or enter an agreed monthly price.

Estimated additional monthly profit

+$1,148

with ReturnZap vs Checkout+

+$13,775 annualized additional profit

Monthly breakdownReturnZapCheckout+
Protection fees collected$3,738$3,738
Provider’s share−$187−$2,990
Return shipping you pay−$1,406$0
Software fee−$249$0
Amount remaining$1,895$748

Pro · up to 500 returns/month

  • Illustrative estimate in USD.
  • Assumes the Checkout+ provider funds the covered return shipping and pays you the share entered above. Terms vary by provider and contract.
  • ReturnZap’s protection fee is 5%; you fund covered returns.
  • ReturnZap uses published monthly pricing based on all returns. Adjust provider pricing for another plan or an agreed fee.
  • Annualized profit assumes 12 months at the same monthly result.
“
I was able to configure ReturnZap to fit my business instead of altering my business to fit the software.
Verified review, Shopify App Store

ReturnZap Return Protection and Checkout+ add-ons, side by side

Loop Checkout+, Redo, AfterShip Return Care, ReturnGO Return Guard and similar add-ons all look the same at checkout: an optional fee, and a free return for anyone who pays it. The differences are in the plumbing. Who collects the fee, who pays for the label, and how much of the money you actually see.

Compare
Checkout+ add-ons
Who collects the fee
✓ReturnZapYou do. It lands in your Shopify payout with the rest of the order.
–Checkout+ add-onsThe provider collects it and keeps the base fee
Your share of fee revenue
✓
ReturnZap
95%. ReturnZap's cut is 5%.
–
Checkout+ add-ons
Whatever share your contract gives you. ReturnGO publishes 10%; Loop and Redo negotiate it
Who funds return shipping
✓ReturnZapYou do, out of the fees you collected. Anything left over is yours.
–Checkout+ add-onsThe provider pays for labels on protected orders
Setting the fee
✓ReturnZapWhatever you like, in your store currency. Change it whenever.
–Checkout+ add-onsSet by the provider. Loop caps add-ons at $5 or 5%, up to $10; ReturnGO starts at $1.97 and the merchant cannot change it
Software cost
✓ReturnZapIncluded with any paid plan, from $39/mo
–Checkout+ add-onsDepends. Loop needs a returns plan from about $155/mo; Redo and ReturnGO run the portal free because the fee pays for it
Support access
✓ReturnZapFounder-led support, on every plan
–Checkout+ add-onsDepends on provider and plan. Loop assigns a success manager at 20,000+ annual orders
Package protection
–ReturnZapReturns only
✓Checkout+ add-onsLoop and Corso bundle lost, stolen and damaged package coverage into the same fee
Free trial
✓ReturnZap14 days, self-serve, protection included
–Checkout+ add-onsUsually a demo and a contract first
Pricing and claims checked October 2026. Checkout+ terms vary by provider and contract.
ReturnZap is Trusted by Top Shopify brands

You charge the fee. You keep 95% of it.

With ReturnZap, the protection fee is yours. It's a line item on the order and it settles into your Shopify payout like everything else. ReturnZap takes 5% of protection revenue, and that's the whole cost. No separate subscription, and it's available on every paid plan.

In exchange, you cover return shipping on protected orders out of the fees you've collected. Far more shoppers add protection than ever send something back, so in practice the fees cover the labels with money left over, and that money is margin. If you'd rather run closer to break-even, set a lower fee.

Enable in minutes

Return Protection is a setting inside ReturnZap. Turn it on, pick a fee, add the checkout embed, and exclude anything that shouldn't qualify, like final sale, by tag or collection.

ReturnZap
Same day

Most stores move their whole returns program over, protection included, in under a week.

“
Support is very good. Helped on multiple occasions with fast response times.
Verified review, Shopify App Store

Same fee, very different take-home

A Checkout+ add-on is built around the provider collecting the fee and paying for the return label. That takes shipping cost off your plate, and it also caps what you can make at whatever share the provider agrees to. ReturnZap is the mirror image: you take on the label cost and you keep 95% of the revenue. For most stores the second number is a lot bigger. Plug yours into the calculator above to check.

ReturnZap: you own the revenue
✓Keep 95% of every protection fee
✓Set any fee, change it whenever
✓Cover returns out of the fees you collect, keep what's left
✓No extra subscription. Included with any paid plan
Checkout+ add-ons: a revenue share
Fee collected byThe provider
Base feeStays with the provider
What you getAn agreed share of the fee
Return labelsPaid by the provider on protected orders
Some providers also offer a version where you keep the fee and pay your own software and shipping. Terms vary, so check your contract and put your real share into the calculator above.
Pricing and claims checked October 2026.

When a Checkout+ add-on makes more sense

Loop, Redo, AfterShip and ReturnGO are good products. If any of these matter more to you than the margin, one of them might be the right call.

You don't want any label cost on your books

With a covered add-on, the provider pays for return shipping on protected orders. If you'd rather have a predictable zero than a variable surplus, that's a fair trade.

You want package protection in the same fee

Loop and Corso bundle lost, stolen and damaged package coverage with returns coverage, which pushes opt-in rates and fee size up. ReturnZap's Return Protection covers returns only.

You're staying put

If Loop, Redo, AfterShip or ReturnGO already runs your returns and you're happy, the add-on is already sitting in your admin. ReturnZap Return Protection only works with ReturnZap returns.

You negotiated a big share

If your contract hands back most of the base fee, the gap shrinks. Put your real share into the calculator and see where it lands.

If you want returns coverage with zero label risk, a Checkout+ add-on is a reasonable choice. ReturnZap is for brands that would rather own the revenue line, cover their own returns, and keep the difference.

Already on a Checkout+ add-on? You're not locked in.

Return Protection is part of ReturnZap returns, so the portal and the protection move together.

1
Move your returns

Import your policies, connect your carriers, run a few test returns.

2
Turn on protection

Enable Return Protection, set your fee, exclude final sale.

3
Swap the embed

Replace the provider's checkout embed with ReturnZap's and you're live.

Most stores are live within a week. Keep the old provider running until orders protected under its add-on fall outside your return window.

Talk to a founder

Questions brands ask before switching

How is ReturnZap Return Protection different from Checkout+ add-ons?+

They look the same at checkout: an optional fee, and free returns if you pay it. The difference is who the fee belongs to. With ReturnZap you collect it, pay for return shipping on protected orders, and keep 95%. With a Checkout+ add-on from Loop, Redo, AfterShip, ReturnGO or similar, the provider collects the fee, keeps the base amount, pays for the label, and passes you whatever share your contract says. ReturnGO is the only one that publishes its split: the store keeps 10%.

What does ReturnZap charge for Return Protection?+

5% of protection revenue. That's it. There's no separate subscription; it's included with any paid ReturnZap plan, and plans start at $39 a month.

Who pays for return shipping on protected orders?+

You do, out of the fees you've collected. Because far more shoppers add protection than return, the fees normally cover the labels with a surplus. The calculator at the top of the page shows that surplus for your numbers. If you'd rather sit closer to break-even, set a lower fee.

Can I set my own protection fee?+

Yes. Any amount, in your store's primary currency, and you can change it whenever you like. Checkout+ providers set the fee themselves. Loop caps add-ons at $5 or 5% of cart value, up to $10 total; ReturnGO starts at $1.97 and doesn't let you change it; Redo prices it off your return rate and label cost.

Does Return Protection cover exchanges?+

Yes. Protected orders get the fee waiver on refunds and exchanges alike. You can exclude products or orders by tag or collection, so final sale items are never offered protection in the first place.

Do I refund the protection fee when a customer returns?+

Up to you. The fee paid for the free return, so most brands treat it as non-refundable, but ReturnZap works either way.

Can I use Return Protection without moving my returns to ReturnZap?
+

No. Return Protection is built into ReturnZap's returns flow, which is how it knows an order is protected and waives the fees. Moving returns over takes about a week, and there's a 14-day self-serve trial.

See the numbers on your own store

30 minutes with a founder, working through your return rate, opt-in and fee. Or skip the call and start today.

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